Cosmetic dentistry is one of the few decisions in life that truly compounds—returning confidence, presence, and quality of life every day. We’re committed to making extraordinary care accessible on your terms.
What Your Insurance Won't Cover—and Why That's Actually Okay
We believe you deserve complete transparency. Cosmetic dentistry—veneers, smile makeovers, aesthetic bonding, whitening—is elective care. Most insurance plans do not cover it, and we will never pretend otherwise.
But here’s the distinction that matters: elective does not mean unnecessary. It means the decision belongs entirely to you—based on your goals, your timeline, and what brings you genuine joy and confidence.
“The question was never ‘can insurance cover this?’ It was always ‘is this worth it to me?’—and we help you answer that honestly.”
When You Choose This Level of Care, You're Not Paying for a Service—You're Investing in Art
The cost of elite cosmetic dentistry reflects the depth of expertise behind every result—not the equipment in the room. Here’s what distinguishes artistry from a standard procedure.
- Post-Graduate Aesthetic Training — Advanced cosmetic dentistry is not taught in dental school. Our doctors have pursued hundreds of hours of post-doctoral training at the nation’s leading aesthetic institutes—studying form, proportion, and the art of the smile alongside the science.
- Master-Level Ceramists & Laboratories — The laboratory matters as much as the dentist. We partner exclusively with ceramists who specialize in high-aesthetic restorations—artisans whose porcelain work is indistinguishable from nature, not commoditized lab work.
- Functional Occlusion Science — We are one of the few cosmetic practices to perform a full digital bite analysis after every case—ensuring your result is not only beautiful but biomechanically sound. A gorgeous smile that causes jaw pain is not a success.
- Comprehensive Treatment Design — Every case begins with a thorough consultation: your facial anatomy, lip dynamics, gum architecture, and long-term oral health all inform a treatment plan built for longevity—not just an immediate visual result.
- Conservative, Tooth-Preserving Technique — The most skilled cosmetic dentists remove the least. Years of refinement allow us to achieve dramatic transformations through precise, minimally invasive preparation—protecting your natural tooth structure for decades to come.
- Continued Education as a Standard — Dentistry evolves. Drs. Roth and Chase actively maintain leadership positions in study clubs, attend advanced symposia, and pursue ongoing education—so the care you receive reflects the current best of the profession, always.
Your Insurance Benefits
We Help You Make the Most of What You Have
While insurance rarely covers cosmetic procedures, many patients are surprised to discover that portions of their treatment plan qualify for partial benefits—particularly when restorative and functional work is included alongside aesthetic goals.
Our team takes a thorough, proactive approach to your coverage—reviewing your plan, handling all paperwork, and submitting claims on your behalf. We do the legwork so you can stay focused on your goals.
You will never be surprised by a bill at our office. That is a commitment we make to every patient, regardless of plan type or coverage level.
Benefit List:
- We work with most PPO dental insurance plans
- Accurate diagnostic coding to maximize legitimate reimbursement
- Direct billing and claims submission on your behalf
- Transparent cost estimates provided in writing prior to any procedure
- Dedicated team member to answer all billing and coverage questions
- Flexible financing to cover what insurance does not
Questions About Your Coverage? We’re happy to walk you through your plan details and help you understand what may apply toward your treatment. Our team speaks insurance—so you don’t have to. Reach out before your appointment and we’ll have answers ready when you arrive.
Flexible Financing—Your Timeline, Your Terms
We believe cost should never be what stands between you and a smile you’re proud of. Our financing partnerships offer real flexibility—low or zero interest, extended terms, and fast approvals—so you can move forward with confidence.
Payment Note: We also accept cash, personal checks, and all major credit cards (Visa, Mastercard, American Express, Discover). Payment is due at the time services are performed. For comprehensive treatment plans, we’re happy to discuss which combination of options works best for your unique situation—just ask.
CareCredit
- 0% Interest — Up to 24 months, subject to approval
- CareCredit is a dedicated healthcare credit card accepted at our practice. Apply in minutes with an instant decision. Use it once—or keep it for future care. No annual fee. No hidden costs.
Cherry
- Low Monthly — Flexible long-term plans available
- Cherry offers extended payment plans with low monthly amounts for patients who want a longer horizon. Designed for larger treatment investments, Cherry keeps your monthly commitment manageable and predictable.
Perspective—What You're Really Investing In
We understand that cosmetic dentistry is a significant financial commitment—and we take that seriously. The right way to think about it is not as an expense, but as one of the highest-return personal investments you can make.
A beautifully executed smile doesn’t depreciate. With proper maintenance, high-quality porcelain restorations last 15–20 years or longer. Amortized over time, the cost per day is often less than your morning coffee.
What changes when you love your smile? How you interview. How you appear on video calls. How you carry yourself in every room. These are difficult to quantify—and impossible to put a price on.
Our role is simply to make the financial path to that outcome as clear and as accessible as we possibly can.
Value Points:
- Longevity — Premium porcelain restorations can last 15–20+ years with proper care—a durable, lasting investment.
- Confidence — Patients consistently report measurable improvements in social confidence and professional presence.
- Precision — Every procedure is performed with the accuracy that only comes from advanced specialty training.
- No Compromise — We use only premium materials and elite lab partnerships. There is no economy tier in our practice.
- Transparency — Written cost estimates, clear financing terms, and no hidden fees—ever. You decide with full information.
- Accessibility — Zero-interest plans and flexible monthly options mean your ideal timeline is achievable right now.
Your Smile Deserves a Clear Path Forward
No pressure, no obligations. Let’s talk about your goals, walk through your financing options, and build a plan that works for your life.
At SmilesNY, our patients are our greatest advocates, and their heartfelt reviews reflect the exceptional care and transformative results we deliver.
From the moment you step into our elegant office, you’ll experience a warm, welcoming atmosphere where your comfort is prioritized.
Our skilled team, led by Drs. Roth and Chase, goes above and beyond to ensure each patient feels valued and heard.
Patients consistently express their delight at not only achieving stunning smiles but also feeling cared for every step of the way. Discover why so many trust us with their dental journey and join our community of satisfied smiles!